Learn how to protect your home and finances from mortgage fraud schemes and scams. Discover common fraud tactics and practical tips to avoid falling victim to mortgage fraud.

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Even if you suffer from terrible credit, refinancing your home loan might be a good idea if you are paying high-interest rates or are required to pay mortgage insurance. For those with less-than-perfect credit, there are still possibilities for obtaining a mortgage refinancing. Refinancing with a co-borrower who won't live in the house, getting a lower interest rate via the Federal Housing Administration's Streamline Refinance Program, taking cash out from the equity in your home, or lowering your VA loan's supply of money might all be good possibilities.

No one would call London an inexpensive city to live in, but compared to the cost of living in New York City, it's a steal. It costs $4,700 per month to live in London's Kensington and Chelsea, compared to $5,822 per month in New York, so according to 2021 numbers from Numbeo, an online resource for the cost of living comparisons.